Here are some links to free materials and videos to help you get started:

AICPA's Feed the Pig

Feed the Pig

The link below will take you to Victor Antonio's site where he has a free app to help you make good purchasing decisions

LifeorDebt.tv

Price Waterhouse Coopers is a big four Accounting firm that is actually putting their money where their mouth is. They have free materials at the site below to educate children (and adults!) on financial literacy

Earn Your Future

Believe it or not, the government actually uses our money to do something useful every once in awhile! Unfortunately they don't advertise it! The below sites are examples of this:

Consumer.gov

ConsumerFinance.gov

admongo.gov

Consumer.ftc.gov

Here are a few more links to non-profit organizations who have useful info on their websites:

ConsumerJungle.org

CouncilForEconEd.org

The button to the right links to an excel file that you can download and use to get your house in order. It includes a worksheet to list all your expenses, payment calculators and amortization schedules to track your progress!

Tools to help you!

Excel file with: Worksheet, payment calculator and amortization schedules!

Early Harvest CPAs, LLC is proud to announce their Financial Literacy program! We will speak to your church, community group, or your family and friends regarding: basic economic principles, budgeting, and how to develop a plan to get out of debt - free of charge with absolutely no obligation of any kind. Contact us to schedule an appointment.

Financial Literacy is our passion! How many of us find ourselves in debt with no idea how we got there or how to get out of it? As Victor Antonio, the star of the show "Life or Debt" says, most families are just one bad day away from financial ruin.  

As a volunteer for Junior Achievement the last three years, I have discovered that children are eager to learn about money, economics and business. If we can instill basic financial principles at a young age, it will carry them throughout life. If you're an adult, don't despair! It's never too late to learn. 

This page contains links to some very good resources with videos so you can begin to educate yourself on how to create a budget and curb your spending. The first step is to "stop the bleeding" - examine how you spend your money. From that list, determine what are "needs" and what are "wants". Prioritize the items as to importance and decide what you can cut back on or do without completely.