Tim and Teresa's Bees Bunnies and Goats

Reap your full potential!   

The button to the right links to an excel file that you can download and use to get your house in order.  It includes a worksheet to list all your expenses, payment calculators and amortization schedules to track your progress!

Early Harvest CPAs, LLC is proud to announce their Financial Literacy program! We will speak to your church, community group, or your family and friends regarding: basic economic principles, budgeting, and how to develop a plan to get out of debt - free of charge with absolutely no obligation of any kind.  Contact us to schedule an appointment.

Financial Literacy is our passion!  How many of us find ourselves in debt with no idea how we got there or how to get out of it?  As Victor Antonio, the star of the show "Life or Debt" says, most families are just one bad day away from financial ruin.  

As a volunteer for Junior Achievement the last three years, I have discovered that children are eager to learn about money, economics and business.  If we can instill basic financial principles at a young age, it will carry them throughout life.  If you're an adult, don't despair!  It's never too late to learn. 

This page contains links to some very good resources with videos so you can begin to educate yourself on how to create a budget and curb your spending.  The first step is to "stop the bleeding" - examine how you spend your money.  From that list, determine what are "needs" and what are "wants".  Prioritize the items as to importance and decide what you can cut back on or do without completely.